Buy-to-Let Mortgages
HMO & Portfolio Landlord Finance | EAS Finance
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Smart Funding for Property Investors
Smart Funding for Property Investors
Finance – Building Your Portfolio with Confidence
Finance – Building Your Portfolio with Confidence
The right finance is often the difference between a profitable investment and an expensive lesson. Whether you’re purchasing your first rental property or expanding an established portfolio, we help you access funding that fits your strategy.
We arrange buy-to-let mortgages and tailored solutions for:
Single lets, HMOs, holiday lets, or mixed-use portfolios
Investors using limited companies or specialist ownership structures
Portfolio landlords managing multiple properties
We work with lenders who understand investors — so your plans aren’t forced into one-size-fits-all terms
Why Choose Our Buy-to-Let Finance Service
Why Choose Our Buy-to-Let Finance Service
Competitive rates and terms – access to specialist and mainstream lenders so your portfolio works harder from day one
Flexible ownership structures – finance arranged for both limited companies and personal names, tailored to your tax and investment strategy
Experience with complex cases – from HMOs and holiday lets to multi-unit blocks and portfolio remortgages, we’ve handled it
Fast decisions – move quickly when opportunities appear in a competitive market
Exit and growth planning – align finance with your long-term goals, not just the next deal
Thinking of expanding your portfolio or securing your first buy-to-let?
Contact us today for a tailored assessment and mortgage options that work for you.
How We Make It Simple
How We Make It Simple
Understand your goals – we look at your investment plans and match you with lenders and products that fit your strategy
Prepare your application – packaged for approval to minimise delays and sidestep common pitfalls
Negotiate the terms – we deal with lenders and explain the offers clearly, so you can see the difference
Coordinate the process – working with your solicitor and valuer to keep everything moving smoothly to completion.
Common Mistakes Landlords Make
Common Mistakes Landlords Make
Chasing the lowest rate – The cheapest deal isn’t always the best. Loan-to-value limits, early repayment charges, and lack of flexibility can cost more in the long run
Ignoring tax structure – Holding property in your own name versus a limited company can make a big difference to your tax liability. Good finance planning looks at the whole picture
Underestimating costs – Maintenance, void periods, insurance, and compliance (EPC, gas safety, etc.) all eat into returns if not factored in from the start
Overleveraging – Borrowing to the max looks tempting but leaves no margin for interest rate rises, unexpected expenses, or market shifts
Overlooking lender criteria – Lenders can be strict on property type, tenant profile, or location. Spotting these issues early avoids delays or refusals
The right broker ensures you sidestep these traps and keep your investments performing
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