Bridging Finance
Bridging Finance | Auction, Chain Break & Short-Term Property Loans | EAS Finance
Embedded Files
Bridging Finance – Speed, Certainty, Control
Bridging Finance – Speed, Certainty, Control
Bridging loans are short-term secured loans designed to provide fast access to funding. They are commonly used by property investors, landlords, and developers to seize opportunities that can’t wait for traditional mortgage timescales. Whether you need to buy at auction, fund a refurbishment, resolve a chain break, or purchase an unmortgageable property, bridging finance offers a practical solution.
The Need For Speed
When to Use Bridging Finance
When to Use Bridging Finance
Auction Purchases – meet the 28-day deadline and protect your deposit
Chain Break Solutions – secure your next property before your sale completes
Refurbishment Projects – fund works that make a property mortgageable or sale-ready
Cashflow Solutions – release equity tied up in property to seize opportunities or meet urgent commitments
Development Exit Finance – extend your selling period or refinance without pressure
Land Bridging - pre-planning purchases
Loans at up to 87% of the purchase price - Day 1 for refurbishments AT BANK RATES.
Planning Gain loans at up to 90% - of the hope value of the land.
Loans - to Ex-pats / Foreign Nationals / Charities / Trusts / Associations / Adverse Credit
On Land - without planning / Complex Title Transactions / Irish, Jersey and Guernsey Property / Where the exit comes from an uplift in trading performance.
Whatever the challenge, we make sure funding is ready when you need it
Why Clients Choose Us
Why Clients Choose Us
Rapid turnaround – decisions in principle often within hours, with funds available in as little as 5–7 days
Flexible lending – residential, commercial, mixed-use, and land (with or without planning)
Access to specialist lenders – including those comfortable with unusual property types, complex titles, or historic credit issues
Clear exit strategies – ensuring your bridge is a stepping stone, not a stumbling block
Upfront transparency – all fees and terms are explained before you commit
Bridging Pitfalls to Avoid
Bridging loans are powerful tools, but without the right plan they can quickly become costly. Common mistakes include:
No clear repayment route – without a planned sale or refinance, you risk expensive extensions or forced sales
Leaving finance too late – delays in arranging bridging can cause missed deadlines and lost deposits
Overlooking lender criteria – some lenders reject certain property types or conditions, causing wasted time
Underestimating costs – arrangement fees, valuations, legal costs, and exit fees all need to be factored in
Using bridging as long-term finance – it’s a short-term solution; the longer it runs, the more it costs
How We Make Bridging Work for You
How We Make Bridging Work for You
Understand your objective – and match you with a lender who can deliver on time
Prepare a lender-ready case – avoiding delays caused by incomplete applications
Run legal and valuation steps in parallel – compressing timelines
Plan the exit on day one – so repayment is smooth and predictable
Page updated
Google Sites
Report abuse