Property Finance Broker | Bridging, Development & Commercial Loans | EAS Finance
FCA Regulated Appointed Representative, FRN 1044838
300+ lenders Independent access — no single lender promoted
Fast decisions Same-day response on every enquiry
Based in London Working across the UK
What we do

Property finance and commercial lending, arranged independently.

EAS Finance arranges property development finance, bridging loans, buy-to-let mortgages, and commercial finance for business owners and investors across the UK. With access to over 300 lenders — including specialist commercial funders — we find solutions for properties and deals that high street banks routinely decline.

We work across the full capital stack. Whether you are funding your first residential scheme, acquiring land with planning, moving fast at auction, or refinancing a commercial portfolio, we identify the right structure and the right lender for your transaction.

Independent

We work for you, not the lender. Every recommendation is based on suitability for your transaction — not commission or panel preference.

No jargon, no surprises

You will know exactly where you stand at every stage — including the parts other brokers gloss over. Transparent fees confirmed in writing before any work begins.

Complex cases welcome

Tight deadline, complex site, unusual structure — these are the deals we do best. If the high street has said no, speak to us before giving up.

Our services

Finance across the full capital stack.

Whether you are a seasoned developer or funding your first project, we arrange the right product from the right lender for your specific situation.

Bridging Finance

Short-term secured loans for auction purchases, chain breaks, refurbishment, and time-sensitive acquisitions. Exit-led assessment — speed and certainty of delivery are the defining features.

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Development Finance

Staged funding for ground-up residential, mixed-use, and conversion schemes. Structured to align with the build programme and keep projects moving from start to completion.

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Commercial Finance

Commercial mortgages, commercial bridging, and business lending for owners and investors across the UK — including complex cases, unusual structures, and overseas borrowers.

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Buy-to-Let Mortgages

Specialist unregulated BTL finance for professional landlords, SPVs, and portfolio investors — including HMOs, MUFBs, semi-commercial, and expat or overseas borrowers.

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International Clients

Finance for non-UK residents, UK expatriates, offshore companies, and family offices investing in UK property — with access to specialist lenders and full UK regulatory protections where applicable.

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Introducers

Mortgage brokers, solicitors, accountants, and IFAs who refer clients with finance needs outside their own area. One introducer agreement, referral fee on every successful completion.

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How we work

A clear process, from first call to drawdown.

Every case follows the same structured approach — designed to maximise the probability of a successful outcome and keep you informed at every stage.

01

Understand

A short conversation to define your objectives, timeline, security, and constraints. No obligation — we tell you whether we can help and what the likely route is before any work begins.

02

Structure & prepare

We run the numbers, review your project, and prepare a lender-ready submission. The structure is right before it reaches any lender’s desk — this is where most deals are won or lost.

03

Source & complete

We approach suitable lenders, negotiate terms, seek your approval, and manage the process through to drawdown. You are kept informed at every significant stage.

When the high street says no — call us.

Tight deadline, complex site, unusual borrower structure, non-standard construction — these are the cases we do best. We have access to specialist lenders with genuine appetite for deals that fall outside mainstream criteria.

Whether you are a seasoned developer or starting your first project, we offer a professional, transparent service built on getting the deal done — without the delays, surprises, or jargon that come with less experienced brokers.

Discuss your case
Get started

Tell us about your project.

A brief conversation is all it takes. We will respond the same working day, confirm whether we can help, and tell you what the next step looks like.

The property finance journey

How transactions typically progress.

Most property transactions follow a recognisable path through the capital stack. Understanding where your deal sits — and where it is heading — shapes the finance structure from the outset.

01

Bridging Finance

Most transactions begin here. Short-term secured lending for auction purchases, chain breaks, refurbishment, and time-sensitive acquisitions — where speed and certainty of delivery are the priority.

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02

Development Finance

Larger schemes move into staged development funding. Ground-up residential, mixed-use, and conversion projects require a structure aligned to the build programme from land acquisition through to completion.

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03

Buy-to-Let Finance

Stabilised assets transition into longer-term investment finance. Completed and tenanted properties — including HMOs, multi-unit blocks, and semi-commercial — move onto specialist buy-to-let or portfolio structures.

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04

Commercial Mortgages

Business assets move into commercial finance. Owner-occupied and investment commercial property — retail, office, industrial, and mixed-use — secured on long-term commercial mortgage terms.

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